Team At Hammortree Financial Services, we believe our teamwork approach adds a broader perspective to all we do and provides increased benefits to our clients.We can help you address:Investing principles and strategiesRetirement saving and income distribution strategiesEstate conservation issuesRisk management We also can answer your questions, including:Can I retire early?Are my investments working as hard as I am?What’s a good approach for college savings?What are the elements of a sound estate strategy?Do I have enough life insurance for my family?Our experienced professionals have helped many people just like you with similar issues and concerns. We can help you create an approach that is designed to address your individual situation. Annette Hammortree, CLTC, RICP® Owner of Hammortree Financial Services 847-701-2301 firstname.lastname@example.org As the owner of Hammortree Financial Services, Annette specializes in comprehensive financial planning, long term planning, and estate planning for special needs family members. With over 30 years of experience, she is recognized as an... Read more Tim Urban Financial Professional 815-526-7943 email@example.com Tim has been providing comprehensive financial planning to his clients since 2014 with HFS. By specializing in family planning and strategies for small business owners, Tim has helped provide support to current HFS clients as well as... Read more Melissa Wasilk Director of Operations 815-788-7420 815-788-7430 firstname.lastname@example.org Melissa provides Internal Administrative Support to Annette Hammortree and has been doing so for the past 24 years. She takes the lead on insurance business processing, commission and expense reporting, as well as para-planning for... Read more Kay Ciskowski Administrative Assistant 815-788-7420 815-788-7430 email@example.com Kay provides Internal administrative support to Annette Hammortree and Tim Urban. She joined HFS in February of 2019 with several years of Administrative Assistant experience. Kay enjoys Gardening, DIY projects, time with family,... Read more Meg Anderson Director of Operations 815-788-7420 815-788-7430 firstname.lastname@example.org Meg provides Internal administrative support to Annette Hammortree. She takes the lead on securities business, scheduling, client services and Living Balance Sheet. She joined HFS in 2018, but has many years of experience in the... Read more Have a Question? Name Email Address Question Thank you! Oops!