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Annette Hammortree, CLTC, RICP®

Annette Hammortree, CLTC, RICP®

Owner of Hammortree Financial Services

As the owner of Hammortree Financial Services, Annette specializes in comprehensive financial planning, retirement income distributions, and estate planning for special needs family members. With over 37 years of experience, she is recognized as an industry leader who brings passion and unique knowledge to the HFS team.

Residing in Crystal Lake, Annette enjoys spending her time with her now adult children, Shane & Nikki, and spending time in, and supporting her community.




Registered Representative & Financial Advisor Representative of Park Avenue Securities, Financial Representative of Guardian. AR Insurance License #371811, CA Insurance License #371811, FL Insurance License # E033022