Special Needs Planning
Do you or someone you know have a special needs child or family member? Protecting their quality of life, for the rest of their life, is something you can plan for.
Special needs workshop available by request.

Lessons My Son Has Taught Me About The Business
Annette's personal story of the lessons Shane has taught her.
Caretakers Needs During Covid-19
Annette was recorded in a Guardian Special Needs resource video regarding Caretakers needs during Covid-19. We hope you find the information helpful.

Financial Considerations for Families of Children with Special Needs
Annette had the opportunity to participate in a podcast with Dr. Daniel Crosby who is an author and writer for The NY Times and Wallstreet Journal. Families of children with special needs have financial and personal realities that many people are unaware of. We hope this gives insight to the financial considerations for those who have someone they love with special needs.
Helpful Articles and Forms
Able Act Pamphlet Understanding the 'Achieving a Better Life Experience' (ABLE) Act
https://specialneedsanswers.com/Special Needs Article on our philosophy of planning as featured in Forbes
Letter of Intent for Special Needs Planning
Caretaking and Career with a Special Needs Child
Other helpful Links:
Abledata - The National Institute on Disability and Rehabilitation
The Exceptional Parent Magazine
IRSC - Internet Resources for Special Children
Learning Opportunities for Individuals with Special Challenges
NICHCY Basic Tips for Parents: Your Child's Evaluation
NICHCY Disability Condition Fact Sheets
NICHCY- Parenting a Child with Special Needs
NICHCY Resources for Adults with Disabilities
Planning for Your Special Needs Child
S.I.B.S. - Supporting Illinois Brothers and Sisters - Support for siblings of people with disabilities
Options & Advocacy for McHenry County
Wisconsin Yellow Pages for Kids
National Alliance on Mental Illness
www.nichcy.org/pub/newsdig/nd20txt.htm
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Links to other sites are for your convenience in locating related information and services. This Agency, The Guardian Life Insurance Company of America (Guardian) and Park Avenue Securities, LLC (PAS) do not maintain these other sites and have no control over the organizations that maintain the sites or the information, products or services these organizations provide. Although this Agency, Guardian and PAS believe that the information from these organizations is reliable, we cannot guarantee its completeness or suitability for any purpose. Accordingly, this Agency, Guardian and PAS expressly disclaim any responsiblity for the content the accuracy of the information or the quality of products or services provided by the organizations that maintain these sites. This Agency, Guardian and PAS do not recommend or endorse thse organizations or their products or services in any way.
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