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Special Needs Planning

Do you or someone you know have a special needs child or family member?  Protecting their quality of life, for the rest of their life, is something you can plan for.  

Special needs workshop available by request.

<span>Article written by Annette currently posted on the Life and Health Advisor Website</span>

Article written by Annette currently posted on the Life and Health Advisor Website

Retirement For Three

How children with special needs can impact the income plan

by Annette Hammortree, CLTC, RICP®
Click Here to Read the Article
Lessons My Son Has Taught Me About The Business

Lessons My Son Has Taught Me About The Business

Annette's personal story of the lessons Shane has taught her.

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Caretakers Needs During Covid-19

Annette was recorded in a Guardian Special Needs resource video regarding Caretakers needs during Covid-19. We hope you find the information helpful.

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Financial Considerations for Families of Children with Special Needs&#160;

Financial Considerations for Families of Children with Special Needs 

Annette had the opportunity to participate in a podcast with Dr. Daniel Crosby who is an author and writer for The NY Times and Wallstreet JournalFamilies of children with special needs have financial and personal realities that many people are unaware of. We hope this gives insight to the financial considerations for those who have someone they love with special needs.

Listen To Podcast

Helpful Articles and Forms

Able Act Pamphlet Understanding the 'Achieving a Better Life Experience' (ABLE) Act Needs Article on our philosophy of planning as featured in Forbes

Letter of Intent for Special Needs Planning

Forget Me Not Brochure  

Caretaking and Career with a Special Needs Child


Other helpful Links:

Abledata - The National Institute on Disability and Rehabilitation

Autism Society of America

Family Village - Global Community for families with members who have disabilities

The Exceptional Parent Magazine

IRSC - Internet Resources for Special Children

Learning Opportunities for Individuals with Special Challenges

NICHCY Basic Tips for Parents: Your Child's Evaluation

NICHCY Disability Condition Fact Sheets

NICHCY- Parenting a Child with Special Needs

NICHCY Resources for Adults with Disabilities

Planning for Your Special Needs Child

Special Olympics

S.I.B.S. - Supporting Illinois Brothers and Sisters -  Support for siblings of people with disabilities

The Arc of the United States

Options & Advocacy for McHenry County

Day One Pact

Wisconsin Yellow Pages for Kids

Special Needs Alliance 

Wrights Law

Hook Law Center

Special Needs Planners

National Alliance on Mental Illness

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Links to other sites are for your convenience in locating related information and services.  This Agency, The Guardian Life Insurance Company of America (Guardian) and Park Avenue Securities, LLC (PAS) do not maintain these other sites and have no control over the organizations that maintain the sites or the information, products or services these organizations provide.  Although this Agency, Guardian and PAS believe that the information from these organizations is reliable, we cannot guarantee its completeness or suitability for any purpose.  Accordingly, this Agency, Guardian and PAS expressly disclaim any responsiblity for the content the accuracy of the information or the quality of products or services provided by the organizations that maintain these sites.  This Agency, Guardian and PAS do not recommend or endorse thse organizations or their products or services in any way.