When the Unexpected Becomes Reality Disability happens to more people, more often than you may think, and it lasts longer, too. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Contents Extended Care: A Patchwork of Possibilities What is your plan for health care during retirement? The Most Overlooked Item of Any Home Improvement The item most homeowners forget on their home improvement project checklist is insurance. Insuring Your Second Home There are unique risks of owning a second home and obtaining the proper coverage may protect you from financial risk.