Hammortree Financial Services

It starts with a handshake, a cup of coffee, along with a little discussion about your goals and dreams and how we might serve you in your journey. Then something extraordinary begins to happen. Our associates quickly identify how and if we can enhance your financial services experience. Even at this first meeting we'll open doors to new and undiscovered opportunities. We leave the next step… action… up to you. We are here for one reason, to serve you better by helping you make smart decisions about your money.

Together we will build a future that you can count on. Let us introduce you to some extraordinary and wonderful possibilities.

Call us at 815-788-7420 or visit our website at www.hammortreefinancial.com.

Please watch our 9 minute video located on our "Special Needs Resources" page.

Mortgage Acceleration

This calculator can help you determine how soon you can pay off your mortgage.

Savings Goals

How much do you need to save each year to meet your long-term financial goals?

Loan Payoff

How much will it cost to pay off a loan over its lifetime?

Savings Accumulation

Estimate the future value of your current savings.

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Rethinking the Role of Household Debt

Many people aspire to pay off their home mortgages before retirement, but the housing situation and a weak economy have taken a toll on the finances of many older Americans. There are some compelling reasons why pre-retirees might want to consider maximizing their retirement plan contributions and avoid carrying large amounts of debt into retirement.

Retaining MVPs with Executive Bonus Life Insurance

An economic recovery is likely to bring more job opportunities to top performers, but it could prove costly for businesses to replace productive employees who decide to leave. An executive bonus plan funded with cash-value life insurance can be used to reward and retain an organization's most valuable employees.

Understanding the Appeal of Mutual Funds for High-Income Households

Mutual fund ownership increases directly with household income. In fact, 81% of households with incomes of $200,000 or more own mutual funds. What is it about mutual funds that attracts affluent investors?

Tax-Efficient Investments for the Tax-Averse

Raising taxes is one of many ideas that have been proposed to help reduce mounting federal budget deficits. Readers who are concerned about the prospect of higher taxes in the future may want to consider the tax advantages associated with municipal bonds and tax-exempt mutual funds.

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